Raúl Vaquerizo
Last updated
Founder of Pet Insurance Estimator.
Raúl built the estimator and maintains the dataset behind it: the annual refresh of industry and quote data, the breed health evidence and the state regulation review. He writes and updates the site's guides following the editorial policy, which requires a cited source for every figure.
Raúl is not a veterinarian or a licensed insurance professional. Health information on the site comes from peer-reviewed veterinary research and veterinary association guidelines, and insurance rules from the NAIC model law and state sources, all cited on each page.
Guides by Raúl
- Is pet insurance worth it?
- TPLO and ACL surgery cost for dogs
- Pre-existing conditions and pet insurance
- Pet insurance for senior dogs
- Does pet insurance cover dental care?
- Accident-only vs accident and illness pet insurance
- Wellness plans vs pet insurance
- Pet insurance waiting periods, explained
- How pet insurance deductibles work
- How pet insurance reimbursement works
- How to choose a pet insurance annual limit
- Bloat (GDV) surgery cost for dogs
- IVDD surgery cost for dogs
- Is cat insurance worth it?